The information from this survey is confidential and will never be passed on to any 3rd party. This Investor Profile does not necessarily take into account all of your personal needs and circumstances, therefore your profile may vary slightly from that indicated.
Please contact your financial planner for advice regarding the most suitable investment options for you and your investment capital.
1. Which one of the following ranges includes your current age?
30 to 39
40 to 49
50 to 59
60 to 69
70 to 79
2. What is your investment horizon – when would you like to use your investment money?
Under 5 years
6 –10 years
11 – 15 years
16 – 20 years
Over 20 years
3. When do you plan to retire?
In 5 – 10 years
In 11 –20 years
In 21 – 30 years
In 31 – 40 years
In over 41 years
4. What is your most important investment objective?
I want my investments to be secure with modest growth to fund a large expense.
I want my investments to grow steadily and am comfortable with moderate market fluctuations.
I want my investments to grow over a long term period with short term volatility.
I want aggressive long term growth and am prepared to accept short term market fluctuations.
5. Which best describes your level of investment knowledge?
Very limited (little to no knowledge).
Basic (understand difference between stocks and bonds.
Average (aware of different investment options and levels of risk).
Extensive (thorough understanding of investment products and strategies).
6. Have you any experience with investment tools?
I haven’t invested before or used only bank deposits.
I have experience with investing in mutual/ETF funds and/or a discretionary portfolio account managed by a professional investor.
I have experience with investing through a broker account.
I have experience with active trading using sophisticated investment tools (direct stocks/bonds, structured notes, commodities, alternatives, forex, derivatives).
7. Have you risked your own capital in the creation of your wealth?
Yes (such as starting your own business)
No (salary and/or inheritance)
8. What kind of investment do you prefer?
Only traditional assets (equities and bonds)
For diversification purposes I am ready to consider alternative assets (property, commodities forex etc)
For even higher diversification purposed, I am prepared to consider sophisticated alternative assets that have a lower correlation with traditional markets (bridge financing, strategic land, arbitrage) in order to further enhance potential return and decrease overall risks.
I do not understand the above
9. The following scenario is based on having €100,000 invested at the beginning of the year. The chart and options below show the performance of 5 different hypothetical investments. Each bar gives a range of possible values at the end of the same year. Which scenario would you feel most comfortable accepting?
10. Do you have an emergency fund to provide for unexpected expenses, so as to avoid drawing on medium to long term savings to meet immediate needs? (As a guide, this emergency fund should be equal to at least three months after-tax income).
Yes - but very small.
Less than 6 months income.
Around 1 year’s income.
Around 2 years' income.
11. What is your expectation of future earnings over the next five years?
I expect earnings to decrease.
I expect earnings to keep pace with inflation.
I expect earnings to increase somewhat ahead of inflation.
I expect earnings to far outstrip inflation.
I expect earnings to fluctuate.
12. What level of fall in the value of your portfolio over a one year period would cause you concern, bearing in mind, that for example equity investment requires a long term view?
0 to just under 5%.
5% to just under 10%.
10% to just under 15%.
15% to just under 20%.
None of these concern me.
13. What percentage of your total assets (excluding your home) would this particular investment represent?
Less than 25%.
25% to less than 50%.
50% to less than 75%.
75% and more.
14. Which statements most closely reflect your current financial situation?
Completely debt free.
Mortgage free but has a few other obligations.
A reasonable mortgage but no other obligations.
A mortgage and a few other obligations.
A lot of obligations.
15. You are more concerned that this investment grows faster than inflation than about returns over any one year period.
16. Please indicate which statement reflects your overall view on managing risk.
I do not like risk and am not prepared to expose my investments to any fluctuations in order to gain higher long term returns.
I am prepared to experience modest fluctuations in order to generate a higher long term return.
I want to maximize my long term returns and feel comfortable with significant fluctuations in order to generate a higher long term return.
17. If you owned an investment that fell 20% over a period of 6 to 9 months, what would you do?
Sell all of the remaining investment
Sell part of the remaining investment
Hold onto the investment
Buy more of the investment
18. If you could increase your chances of improving your investment returns by taking more risk, you would be:
Willing to invest all the money in more volatile assets?
Willing to invest some of the money in more volatile assets?
Willing to invest a little of the money in more volatile assets?
Willing to invest a little of the money in slightly more volatile assets?
Unwilling to invest any of the money in more volatile asset?
19. What type of investor are you?
You are approaching retirement or feel more comfortable with low risk investing. Security of capital is your priority.
You wish to have a balance between growth and security. You will accept some risk in order to potentially achieve higher returns in the future.
Growth is more important than security. You accept moderate market fluctuations to potentially achieve higher returns in the future.
Growth is paramount and you plan to remain invested for a long time. You are comfortable with significant market fluctuations to potentially achieve higher returns in the future.